T. H. Findings Ltd, 'Terms and Conditions of Trade'
as Recommended by the BJA1)

1) Interpretation
a) 'Seller' means T. H. Findings Ltd.
b) 'Buyer' means the other party contracting with the 'Seller'
c) 'Goods' means the goods purchased by the 'Buyer'.

2) General
This 'Terms and Conditions of Trade' supersedes any prior agreement between the Buyer and the Seller.

3) Prices
All prices quoted are net ex factory and do not include VAT or postage and packing, which form an additional charge.

4) Ownership
Legal title in the goods supplied shall be retained by the Seller until the price of goods comprised in this contract and all other money due from the Buyer to the Seller on any other account has been paid in full.

5) Terms of Payment
Payment by Credit Card, cash with order or Pro-forma Invoice. Nett monthly accounts are also available for Customers with an established trading pattern and an annual turnover in excess of £ 500. To open any credit account, we require at least two trade references. The Seller reserves the right to place a surcharge on all overdue accounts at a rates of 1% per month.

6) Cancellation
The Buyer may not without the Sellers prior written consent cancel any order or part of order already placed on the Seller. The Seller will not accept any return of merchandise unless agreed specifically in writing in advance. Goods returned will  be subject to a 10% (Minimum £5.00) administration charge.

7) Claims
All goods are to be inspected immediately on delivery. Any complaints must be sent to the Seller within 7 working days of receipt of goods, otherwise no responsibility for the return of goods can be accepted.

8. Prices
The Supplier will undertake to ensure clear pricing systems and policy in    relation to metal movement. The Supplier reserves the right to review as and when necessary.

9) Ownership
Legal title of the goods supplied shall be retained by the Supplier until they have been paid for in full.